Neetu Chandra was born in Patna, Bihar, India. A resident of Patliputra Colony, she did her schooling from the Notre Dame Academy, Patna, and dreamt of entering the modelling world. Her father, a businessman, was initially reluctant to let her pursue a career in showbiz but her mother, Neera, stood by her. Neetu attributes her success to her mother, a native of East Champaran in Bihar. She has appeared in several advertisements and videos for reputed firms since her graduation days in Delhi’s IP College, University of Delhi.
Before entering the film Industry, Neetu was an avid sportsperson. She is a black belt holder in Taekwondo. She has represented India in Teakwondo, at the International Taekwondo Championship in Hong Kong in 1996, and in Korfball as well, at the Korfball World Championship in 1995 in New Delhi.
She is a national games Silver Medal winner in Taek-won-do. After completing her basic education, she started her work with small print ad campaigns in Delhi.